Kat's Notebook

I hate filing income tax return. But it’s one event I am excited about because I can get free money from the government! Of course it’s not free – they were paid by my salary but still it’s a free bonus. Last year I didn’t get a refund. The year before that I got more [...]

It’s one of the times in the year when I am expected to be a grown-up. Filing tax is a chore for me. When I see numbers and calculations, I become cross-eyed. But I have to do the tax. I could let my mom do it for me but she has a lot on her [...]

Now where to put aside my hard-earned money? At present I have accounts in both Chase and Bank of America. Before when Chase bought Washington Mutual, I was really happy with WAMU because of its high APY for savings account. Then they also have high-yield interest for CDs with the lowest opening amount of 1000. [...]

I love to shop especially here in the USA where items are easily bought, exchanged, returned ,and refunded. Online shopping is easy too. Most of American retail stores have websites which make it very accessible and convenient to shop. No wasted gas money when you know which store carries the item you are looking for. [...]

For the past few days I’ve been thinking on how to generate income from the net. The most logical thing for me to do is to write or make reviews. Writing reviews is easy and I’ve done it before. I could also join those sites where you get paid for clicking on websites. I wanted [...]

Remember last year when the gas prices hike up in an all time high? I was in the US back then and living in northern california. The gas price went up almost to USD4/gallon. We then scrambled to find ways on how to save on fuel. We limit our travel, we carpool, we do all [...]

I got a shock when I discovered from my mom that I will be paying tax this year! I usually get a tax refund for my income tax. Last year I cashed in 1k of refund and that’s only working for 4 months!This year I was anticipating my 1k refund for working last year. I [...]